Ask Dr. Deborah | Do I really need liability insurance?

Dear Dr. Deborah,

I am in the process of starting my own jewelry making business, and one step that I’m unsure about is insurance. Others have told me that liability insurance is an absolute must, but I’m not sure if I really need it. I’ll be running my business out of my home initially and mostly traveling to craft shows and potential vendors. Do I really need liability insurance?

-Janice, NH

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